ANALISIS PENGARUH TRANSAKSI DIGITALISASI UANG ELEKTRONIK TERHADAP CASHLESS SOCIETY DAN INFRASTRUKTUR UANG ELEKTRONIK SEBAGAI VARIABEL PEMODARASI
Keywords:Digitalization of electronic money, cashless society and infrastructure
This research aims to examine and analyze the effect of digitizing electronic money transactin on cashless society and electronic money infrastructure as a moderating variable. This type of research is a qualitative study, using secondary data in the form of time series from January 2014 - June 2019, a total of 66 data obtained from the publication of the website of Bank Indonesia. Data processing was tested with statistical applications through the classic assumption test, t-test, f-test and determination test. The test results indicate that the variables that have a significant effect on cashless society; 1) electronic money transactions have a significant effect of 0.929; 2) electronic money supply has a significant effect of -1,470; 3) digitalization of electronic money has a significant effect of -0,543; 4) electronic money infrastructure has a significant effect of -1,463; 5) simultaneously has an effect of 74.4%. While electronic money infrastructure as a moderating variable that strengthens the effect of electronic money transactions on cashless society by 27.6%.