Pengaruh Gaya Hidup, Literasi Keuangan, Mental Accounting dan Locus of Control terhadap Pengelolaan Keuangan Gen-Z

Abstract

Gen-Z is currently the largest demographic in Indonesia. The financial management of Gen-Z will affect the economic condition of Indonesia. This research uses a quantitative approach, with data processed using the SEM-PLS method. A total of 184 samples were obtained based on purposive sampling method. It was found that lifestyle and financial literacy do not have a significant impact, while mental accounting and locus of control have a significantly positive impact on Gen-Z’s financial management.